London Trip on a Budget

Travelling to London can't be done on a budget. I am going shortly with my husband, teen and two children (N=5). It isn't cheap, but you can save if you're prepared to do some groundwork.


I knew what dates I wanted to stay in London, so I searched for places to accommodate my Family and I.

I found what I thought was a bargain, but later read the reviews, cancelled and booked a different hotel. My hot tip is to read the reviews on first and order the results in ratings order (best to worst). Selecting refine and then sort at the top does this.

After a while I changed my mind and wanted an apartment rather than a hotel room (or rather my husband did). I cancelled (again) and finally chose a lovely apartment (with high ratings) in Islington, London. According to the reviews it is clean, central, affordable and has a lovely person who meets and greets you.

London City Skyline View

My 4 night serviced apartment (3 bedrooms, sleeping a max of 7) cost £596.00. Cheaper accommodation can be arranged if there are only 4 of you. Most hotels are geared up for 4 guests. For example the Premier Inn offer excellent deals on 4 bed family rooms. They also include a free breakfast for the children with every full paying adult.

Travel to London

I chose not to drive the 4 hours it would take to get to London. Hotels with parking were limited and I didn’t fancy rocking up parking charges and don’t understand what to do with the congestion charge. I bought a Family and Friends Railcard for £30. This is a first for me. I paid cash, but you can get it cheaper if bought over 3 years or using vouchers provided by large supermarket stores such as Tesco’s. I don’t shop in Tesco’s because I save over £30 a week at Aldi instead. With my Family and Friend’s Railcard I ordered my return rail tickets to London Paddington. These cost me £156 (2AD + 3Ch). I saved about £50 using my Family and Friends Railcard. I still haven’t collected them from the station. But I will.

Travel in London (Tube, Bus or Foot)

This is where my planning got complicated. The choices for travelling around London city have done nothing but confuse me. My aim was to find out if it was better to get an Oyster Travel Card, a Contactless payment card or the standard London Travel Card? As a bonus, I learned that all children up to the age of 11 are free provided an adult accompanies them. You can only buy a 1 or 7 days Travel Card, as the 3-day Travel Card is a thing of the past. There are pages and pages of information, so putting my logic aside, I advise you to seek clarification from the TFL website:

In short there are three options available. All allow you to use the Underground, Buses, DLR, Some Trams and Overground. These options are:

One: Standard London Tube Travel Card

The Family and Friends Railcard, which I have already have, could be used to buy a day travel card in London. This would save me 34% on an adult Travel Card (up to Zones 6). I only want Zones 1 and 2. By using the Family and Friends Railcard the minimum charge is £5.30. So, for example if you only want a one-day travel card, the normal charge is £12.00 (up to Zone 6). With the Family and Friends discount this would (you’d assume) cost £7.92.

London Underground Sign

If you were buying a single ticket the discount wouldn’t apply, as the cost is lower than £5.30. These prices change all the time and increase in January every year. The prices may be different (likely more) when you’re travelling. Although, I think the principle will be the same, in that an adult "one-day" Travel Card is cheaper when bought with a Family and Friends Railcard and there’s no point bothering to use your discount card for a single journey.

Travel Card – Positives

Travel Card - Negatives

Two: The London Oyster Card

This is another option for travelling in London. As a visitor I could buy a card online. You have to pay a registration fee (£3) and put some credit on it before travelling (between £5 and £50).

Oyster Card – Positives

Oyster Card - Negatives

Three: Contactless Payment

With a contactless payment card you can pay for your travel in London the same way you would with a Travel or Oyster Card. The same capped principles apply with the contactless card as with an Oyster card.

You shouldn’t spend more using a contactless card than you would with a Travel card. You might, in fact spend less.

Contactless Card - Positives

Contactless Card - Negatives

My London Travel Choice

I will be buying my teen a 7-day travel card for £16.10 in advance to avoid any queuing or confusion when I arrive at London. My husband and I will be using our contactless payment cards. My two children will travel for free.

Attractions in London

With my Family and Friends Railcard I am eligible for 2 for 1 discounts to many major attractions (London Eye, Dungeon, Madame Tussauds etc.) But, is it cheaper to use a 2 for 1 voucher than buying ticket in advance (online or in combination) because these seem to cost less? There are 5 of us (2AD & 3CH) so my calculations will be different to yours.

London Eye Capsule View

I want to go to the London Eye and the London Dungeon. The 2 for 1 voucher allow me to get one adult free.

There are no combination tickets available with the 2 for 1 offer, so I have to buy the tickets separately. Using the 2 for 1 vouchers and my party size, I’ve calculated that the London Eye would cost me £61.20 and the London Dungeon £86.05. This is a total of £147.25. Alternatively if I bought the combination ticket in advance (family of 4 + 1 Child) it will cost me £148. So for 75pence I’m going with pre booking! If you are want to go to Sea Life or Madame Tussauds you can save up to 40% by booking in advance using a combination ticket.

If you have any London Travel Tips I’d love to hear about them. Please get in touch at